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Refinancing or prepayment prior to readiness date.

Refinancing or prepayment prior to readiness date.

If your short-term loan is prepaid in full or refinanced ahead of the loan’s readiness date, the licensee shall refund to your debtor a prorated percentage of the attention, month-to-month upkeep charges, and all sorts of other costs according to a ratio regarding the wide range of times the loan had been outstanding as well as the quantity of times for which the mortgage had been initially contracted. For purposes with this part, the month-to-month upkeep cost isn’t regarded as being completely attained at the start of a thirty days.

Amended by 132nd General Assembly File No. TBD, HB 123, В§1, eff. 10/29/2018, relevant to loans which are made, or extensions of credit which can be acquired, on or after a romantic date this is certainly 180 days following the effective date of the act.

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